The policy does not cover:
- War or War like Perils
- Gradual wear and tear
- Fire & Allied Perils
- Acts of Wilful Negligence/Misconduct
- Loss or damage to parts for which manufacturer is responsible
- Any Consequential Loss
Disclaimer: The above is a broad indication. The actual available are as described in the policy wordings of the insurance company and will be subject to the policy terms, conditions and exclusions.