Construction and Infrastructure projects are critical economic drivers requiring huge investments, complex processes, and intense labour. The scale, scope, and nature of each project in terms of region, nature of work, and financial complexities is distinctive, and so are the risks associated with them. The dynamic nature of risks, changing at every stage of the project lifecycle – from bidding through pre-construction, construction, operational, and ongoing management – makes out-of-box risk solutions impractical. Making the wrong choice to hedge your risks could lead to significant financial and reputational losses.

You need customised risk solutions to specific project stages that deliver optimum coverage with the best pricing. At AnandRathi, we help owners, developers, and contractors with innovative, comprehensive, and cost-effective risk and insurance solutions across the project lifecycle. Our construction and infrastructure industry specialists come with deep domain experience. They understand each stage of your project and the risks involved. In addition, we deploy state-of-the-art technology to deliver the best experience for you.

Our Offerings

Construction and infrastructure risk consulting

Our experts stay on top of industry trends to advise you on the best options for your risk and insurance needs. We assess your risk management needs and benchmark your coverages against industry best practices, and suggest solutions to reduce the total cost of risk. Our consulting services include:

  • Contract review to analyse contractual risks, risk allocation, insurable interest, and define insurance responsibilities
  • Advisory for lenders’ due diligence
  • Risk engineering and project risk management
  • Innovative insurance cover/risk plans design
  • Ensuring contract certainty

Policy placement

We create custom covers and policy wordings to suit your project and help draft insurance and indemnity clauses. Our strong insurer and reinsurer relationships help us get you competitive terms for the coverage of your choice. We enable policy placement for:

  • Erection all risk Insurance (EAR), Contractor’s all risk Insurance (CAR), Contractor Controlled Project Insurance Program (CCIP)
  • Regulatory Asset Ratio (RAR), Contractor’s all risk Insurance (CAR), Owner Controlled Project Insurance Program (OCIP)
  • Advance Loss of Profits, Delay in start-up protection
  • Project Marine Cargo
  • Annual Project Insurance Program
  • Contractors’ plant and machinery insurance
  • Defects liability
  • Project-specific and annual professional indemnity insurance
  • Public liability, Third Party Liability, Cross Liability

Claims management

Our strong claims servicing teams help you manage large and highly complex claims easily.

Sector-specific expertise

Power, Oil & Gas

Navigate the emerging risk landscape with confidence


Protect against losses and reduce your total cost of risk


Solidify your risk management with personalized solutions

Pharma and Chemical

Give your business an edge with the right insurance


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