Property risks such as fire, explosion, natural disasters, etc. can lead to large losses not only from direct physical damage but also from business interruption and loss of profits. It is expected that property risks will be higher than usual in the period following pandemic because restarting of businesses after major shut down comes with greater equipment failures and fire claims. In the long term, climate change related extreme weather events will also drive a rise in property claims. Given the uncertainties inherent in our ecosystem, it is important to identify the risk areas and to make informed decisions between risk retention and risk transfer.

At Anand Rathi Insurance Brokers Limited, our property specialists provide customized insurance and risk management solutions, based on emerging risk scenarios and unique requirements of different industry segments. Our services include insurance broking, risk management, risk engineering, risk advisory, claims advocacy, and BI analytics. Our industry veterans and experts bring deeper intellectual capital and industry knowledge, expertise on risk management, and experience in managing large and complex insurance programs to ensure appropriate, innovative, and cost-effective risk solutions.

Our Offerings

Property Insurance for corporates 

Our experts from property practice and dedicated placement specialists with their deep understanding of insurance products and Indian / international markets provide cost-effective and broader insurance coverage using strong negotiation with insurers. We have an exhaustive repository of policy wordings and a list of carefully chosen add-on cover/policy rider wordings agreed with insurers for contract certainty, to avoid ambiguity at the time of claim. 

Risk solutions for your property:

  • Property Insurance (Fire,Industrial All Risks (IAR), Mega Risk) 
  • Business Interruption (Fire Loss of Profit (FLOP), Machinery Loss of Profit (MLOP))
  • Project Insurance (Erection All Risks (EAR), Contractor’s All Risks (CAR), Advance Loss of Profit (ALoP), Delay in Startup (DSU), Project Professional Indemnity(PI), Workmen’s compensation (WC) etc.)
  • Engineering Insurance (Machinery Breakdown (MBD), Electronics equipment (EEI), Contractor’s Plant and Machinery (CPM), Business Personal Property (BPP) etc.) 
  • Marine Cargo Insurance

Project Insurance Advisory

Get expert advisory on project insurance and risk management for large projects and the related insurance covers such as EAR, CAR and ALoP / Marine DSU, WC, long term Project PI, etc. for greenfield or brownfield expansion projects. We also specialize in designing and placement of large/mega projects related insurance covers. The services also include contract reviews, premium estimates during bidding, project monitoring, project safety training, risk management, etc.

Risk Management and Knowledge Sharing

Our experts enable the identification and reduction of risk, through pro-active risk
management advisory and active risk control protocols. For example, our flood advisory creates a framework of preparation and action items to minimize damage in the event of flooding. We have highly experienced engineers for detailed risk inspection of plants and insurance experts to for detailed risk exposure mapping. You will also get access to information on the emerging risks and upcoming trends on a regular basis through exclusive webinars, seminars, knowledge bulletins and newsletters.

Claims Performance and Advisory 

Get the right clauses and wordings in your policy carefully chosen from out exhaustive repository of add-on covers to enable a smoother claims settlement process. Our dedicated claim experts assist at every step to resolve complex claims-related issues on expedited basis.

Technology Platform for Claims 

Get access to a user-friendly digital platform for real-time access to claims and to get automated reports. The platform is customizable as per your requirements.

We offer


Transfer your risks


Cover loss during transit with marine insurance


Start the journey from liability to security

Claims Management

Get your due faster and with minimal effort

Affinity Solutions

Attractive solutions for your Affinity needs

Cyber Risk

Protect your business against cyber threats

Trade Credit

Transfer your third-party risks


Get custom solutions for complex risks


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