Accidents can happen to anyone at any time leading to death, permanent disablement, or temporary disability. This can result in financial losses due to condition management or loss of earnings or both. Group personal accident insurance is a risk protection measure that organizations such as corporates, banks, educational institutes, etc. can take on behalf of their members. Such a cover provides assurance to the members that their financial needs will be taken care of if they are unable to work temporarily or permanently. As benefits are rapidly gaining in importance in the eyes of staff and other members, this leads to an enhanced value proposition.

Group personal accident cover can be curated in multiple ways, and organizations are leaning towards experts to get the right coverage at best cost. At Anand Rathi Insurance Brokers, we have domain experts to create most cost-effective and appropriate personal accident solutions. We have deep industry knowledge and experience to provide the intel on best practices, market trends, and insurer dynamics. Partner with us to get a bouquet of services from product design and placement to claims settlement.

Our Offerings

Group personal accident risk consulting 

Get the right advisory for your group personal accident policy. The scope of our consulting services include:

  • Cost-benefit analysis of various ways to construct the policy such as flat, graded or salary linked.
  • Benefit benchmarking and recommendations
  • Policy wording suggestions
  • Ensuring contract certainty

Policy placement

Get 24*7 cover for sudden, unforeseen and uncontrollable events occurring anywhere in the world. The policy provides compensation for the following:

  • Accidental death
  • Permanent total disability
  • Permanent partial disability
  • Temporary total disablement

Claims management

Our team supports you in getting timely claims settlement through addressing all queries and collaborating with the insurers.

Insights

Our Latest News & Blogs

News Feed

Surety Bond: To Be On a Sure Footing

Rrajesh Sharrma, CEO and Principal Officer, Anand Rathi Insurance Brokers Considering the size of the Indian economy, the market demand for surety insurance will be so huge, it can be another game-changer like agricultural insurance after the introduction of Pradhan...

Retail Cyber Insurance Policy

A retail cyber policy will help individual clients to protect them from a cyberattack and below are the coverages which are being offered through policies. Following are the coverages of the retail Cyber Insurance policy: Identity theft: This cover includes lost wages...

My Must-have Insurance Bucket

COVID has ripped apart the personal level protection system for any individual wide open. A deep dive into an individual assessment of protection needs would leave one in awe of the dire needs of a systematic way of protecting one’s financial losses. Prior to COVID...